PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) PADA DOSEN DI UNIVERSITAS ICHSAN GORONTALO

Abstract

The research aims to find out whether financial literacy (X1) and financial inclusion (X2) have an effect on the use of financial technology (fintech) (Y) for lecturers at Ichsan University, Gorontalo. This research is quantitative research. The analytical method used by researchers is multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on the use of financial technology (fintech) by lecturers at Ichsan University, Gorontalo. Meanwhile, financial literacy has no significant effect on the use of financial technology (fintech) for lecturers at Ichsan University, Gorontalo, while financial inclusion has an effect on the use of financial technology (fintech) for lecturers at Ichsan University, Gorontalo.