Optimizing Family Financial Stability Through Islamic Household Accounting Practices : A Literature Review

Abstract

This study explores the importance of accounting practices in household financial management, focusing on creating budgets, recording transactions, and systematic financial planning to achieve long-term financial goals. Through literature analysis, this research shows that effective accounting practices can optimize resource allocation, reduce the risk of excessive debt, and increase financial literacy. As a result, families can make more informed and responsible financial decisions, supporting the establishment of a positive financial culture that contributes to the economic well-being of society. In the context of an Islamic family, financial management not only regulates household finances but also forms a strong and fair economic foundation, in line with spiritual and moral values. This research offers valuable insights for families and policymakers in supporting household financial sustainability