An Empirical Study on the Muslims' Intention to Use Digital Waqf Innovation

Abstract

Waqf, as a form of Islamic social finance, plays a crucial role in improving social welfare by facilitating the redistribution of wealth. To further enhance this process, digital waqf has emerged as an innovative solution. This study aims to analyze and investigate the determinants of Muslims' intention to use digital waqf, employing quantitative methods. Through the distribution of online questionnaires, a total of 304 respondents, specifically individuals involved in waqf and digital waqf, were randomly selected. The collected data were processed and analyzed using the Structural Equation Model (SEM) approach. The findings reveal that perceived usefulness and attitude exert a positive and significant influence on the intention to use digital waqf. However, perceived ease of use and perceived trust do not significantly impact the intention to use digital waqf. Notably, this study uncovers that social image, perceived ease of use, and perceived trust can enhance individuals' attitudes towards digital waqf. Among all the variables examined, perceived usefulness emerges as the most significant factor contributing to the intention to use digital waqf.