Analisis Kinerja Keuangan dengan menggunakan Metode Camel pada Bank Buku 4

Abstract

The rapid development of banking companies in Indonesia is marked by the number of banking companies that have sprung up, requiring supervision of banks. In this case, Bank Indonesia as a central bank requires a control over banking companies to determine the financial situation and business activities of each banking company. This study aims to determine how the comparative level of bank health at book book 4 using the CAMEL method for the 2015-2019 period. This type of research is classified as qualitative research. The data source in this study is secondary data. Data obtained from the IDX are tested through financial ratio analysis and bank health analysis. The results of a comparative study of financial performance at Book Bank 4 for the 2015-2017 period when viewed from the capital ratio (Capital Adequacy Ratio) are categorized as very healthy, seen from the ratio of Asset Quality (Non Performing Loans) categorized as very healthy, seen from the Management ratio (Net Profit Margin) is categorized as very healthy, seen from Earning / Rentability (Return on Assets) is categorized as very healthy, (BOPO) is categorized as very healthy, and seen from the Liquidity (Loan to Deposit Ratio) category is quite healthy. Based on the results of research conducted on the banking company Bank Book 4 states that the comparison of the health level of Bank Book 4 for the period of 2015-2019 gets the predicate of being very healthy, healthy, quite healthy, unhealthy financial condition