Apakah Bank Syariah di Indonesia Tergolong Efisien? (Dea Window Analysis)

Abstract

The purpose of this study is to analyze the level of efficiency of Islamic commercial banks in Indonesia for the period 2015 - 2019. This study uses a quantitative approach with the DEA Window Analysis method. The results of this study state that the average score for the efficiency of Islamic Commercial Banks in 2015-2019 assuming CRS is 90%, while the average efficiency score for the assumption of VRS is 96%. The best efficiency measurement for 2015-2019 is the assumption of Variable Return to Scale (VRS), because in the VRS assumption there are Islamic commercial banks that have an efficient score. Bank Mandiri Syariah and Bank Victoria Syariah, on the assumption of VRS, are the banks that have the efficiency score and are the most stable compared to other banks.