Rancang Bangun Sistem Informasi Untuk Menentukan Kapabilitas Konsumen Dalam Mengambil Pinjaman KPR

Abstract

Indonesia is one country that has a relatively large population . The government in the period of 5 years, annually hold a procurement program 1 million FLPP house units. This program is held in an effort to provide a decent home for low income people. FLPP housing development requires good precision and speed of development on the part of the developer, this is often hampered by the bank process, because it is difficult to predict the results and speed of data processing in the bank. Knowing the ability of consumers to get subsidized credit, has many advantages, among others, developers can plan a better cash flow, and developers can replace consumers who will be rejected before entering the bank process. For that reason built a system that can help developers. There are many methods that can be used to create this application. One of them is data mining with Classification tree. The results of 10-fold-cross-validation applications have an accuracy of 92%. Index Terms-Data Mining, Classification Tree, Housing, FLPP, 10-fold-cross Validation, Consumer Capability