Credit risk evaluation of supply chain financing of small and medium-sized enterprises

Abstract

With the rapid development of market economy in our country, the status of small and medium-sized enterprises in our country national economy is more and more high. But now, there are many restrictive factors hindering the development of small and medium-sized enterprises, including financing which is still one of the prominent problems restricting the development of small and medium-sized enterprises at present stage. In this case, Supply chain financing comes into the line of sight of people as a new financing model, it embarks from the supply chain structure and trading characteristics, with the help of the whole supply chain core enterprise credit strength and the value of the flow of goods, providing comprehensive financial services for single or multiple of small and medium-sized enterprises on the supply chain. It has broken the traditional limitation, from global level of industry supply chain, can effectively alleviate the financing difficulties of small and medium-sized enterprises in our country. So, in order to improve the financing difficulties of small and medium-sized enterprises in our country, it is very necessary to do a systematic study related theory of supply chain financing. To financing credit question, however, is still one of the important factors that must be considered. Based on this, under the guidance of the theory of supply chain management, the article made a systematic research of evaluation credit risk of small and medium-sized enterprise supply chain financing.This article revealing the advantage of supply chain financing from the perspective of credit risk evaluation, finally providing a little thought for easing the financing difficulties of small and medium-sized enterprises in our country.