The Effects of Small Crops Farmers’ Education to the Accessibility of Financing and Use Patterns of Crops

Abstract

This study is assessing the effect of small crops farmers’ education to accessibility and utilization of the financing pattern of crops. The analytical tool used is different, whether there is a difference for crop farmers with high educated middle class and lower educated small crops farmers. Research location is in Jambi, in two districts of Tanjung Jabung Barat and Muaro Jambi. The locations taken are SimburNaik Village in Tanjung Jabung regency and Gedung Karya in Muaro Jambi. The result of the research shows that there are different financing patterns used by the high educated small crops farmer with the lower educated small crops farmers. Highly educated farmers tend to use formal financing patterns, while middle and lower-income farmers tend to use informal financing patterns.