Abstract
This paper firstly discussed several credit scoring models and their development history, then designed the target system of individual credit scoring with individual housing loans data of a stated-owned commercial bank and logistic method, and established an individual credit scoring model including testing. Finally, the paper discussed the application of the individual credit scoring model in consumer credit domain, and brought forward corresponding conclusions and policies. © 2009 Springer Berlin Heidelberg.
Author supplied keywords
Cite
CITATION STYLE
Yang, Y., Nie, G., & Zhang, L. (2009). Retail exposures credit scoring models for Chinese Commercial Banks. In Lecture Notes in Computer Science (including subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics) (Vol. 5545 LNCS, pp. 633–642). https://doi.org/10.1007/978-3-642-01973-9_71
Register to see more suggestions
Mendeley helps you to discover research relevant for your work.
