The Perceived Risk Factors of Fintech in Indonesia

Abstract

The objective of this study was to observe the factors causing the high perceived risk of using FinTech products or services in Indonesia based on four main dimensions of risk that have been developed [1]. Qualitative method is used to reveal the holistic symptoms of the main dimension of perceived risk and public accountant in 499 Public Accounting Firm in Indonesia as a research population, while sampling method using a convenience sampling method. The data analysis procedure uses the data quality test following a statistical description. The findings obtained from this study is that availability risk is a major factor underlying the high perceived risk of FinTech products or services in Indonesia.