PENGARUH NPL DAN LDR TERHADAP ROE BPR DANA KARUNIA SEJAHTERA PERIODE 2020-2022

Abstract

The success of BPR in achieving profit requires the growth of credit services as the main product in accordance with the objectives and plans that have been set. Therefore, the process of evaluating the implementation of credit activities is expected to produce results in accordance with the objectives of healthy credit to make a profit. The population used is PT BPR Dana Karunia Sejahtera with the research period 2020-2022. Data analysis using multiple linear regression analysis with the help of SPSS 27. The results showed that partially NPL and LDR had a negative effect on ROE, and simultaneously the two variables also had an effect on ROE.