A study of mergers and acquisition of banks in India with special reference to Bank of Baroda

Abstract

In last two decades Indian banking sector is facing various challenges, liquidity, increasing NPA and low recovery rate, this research paper tries to examine Mergers and Acquisitions (M&A's) which have occurred in Indian banking sector to understand the ensuing synergies and the long time implications of the merger. The paper opinions the trends in M&A's in Indian banking after which impact of M&A's has been studied. The study covers the location of overall performance assessment of M&A's in Indian banking sector. This paper examines the performance of merged banks in pre and post with the help of several economic variables. The results proved that M&A's has been a success in Indian banking sector. The GoI, and Policy makers have to no longer sell merger among robust and distressed banks as a way to sell the interest of the depositors of distressed banks, as it can have unfavorable impact upon the asset nice of the stronger banks. It additionally studies the Bank of Baroda and Vijaya Bank & Dena Bank merger with the professionals and cons of the banks and the personnel of the banks.