DIGITAL FINANCIAL LITERACY AND PERSONAL FINANCIAL HEALTH DURING THE COVID-19 PANDEMIC

Abstract

Abstrak: This study aims to analyze the effect of digital financial literacy on personal financial health during the Covid-19 Pandemic in Indonesia. Data were collected through online survey by distributing questionnaires to respondents and received 463 responses in return. SPSS was used to analyse the data. The result depicts digital financial literacy has significant effect on personal financial health. In other words, the more literate someone in digital finance then the better their personal financial wellbeing. Therefore, it is important to have digital financial knowledge to improve personal financial health during the Covid-19 pandemic especially in the era of digitalization and technology that can disrupt a person's financial situation.   Keywords:digital financial literacy, personal financial helath, Covid-19 pandemic