The Influence of Financial Literacy and Financial Technology on the Financial Behavior of Students of the Management Study Program, Raden Rahmat Islamic University, Malang

Abstract

The Influence of Financial Literacy and Financial Technology on the Financial Behavior of Management Study Program Students, Raden Rahmat Islamic University of Malang. This study aims to examine the influence of financial literacy and financial technology on students' financial behavior . This study is a quantitative study with data collection techniques using questionnaires. The sample used was 168 active students of the Management study program at Raden Rahmat Islamic University. The analysis technique used was multiple linear regression analysis which was used to determine the effect of independent variables on dependent variables. Data analysis includes normality test, heteroscedasticity test, multicollinearity test, multiple regression analysis, t test, f test and determinant coefficient test (R2). The results of the study showed that financial literacy and financial technology had a positive and significant effect on the financial behavior of students of the Management study program at Raden Rahmat Islamic University Malang