Strategic Financial Management: The Key to Financial Resilience in the Era of Digital Disruption

Abstract

Rapid digital transformation and technological disruption have drastically changed the business landscape, demanding companies to be more adaptive and financially resilient. This research aims to analyze the role of strategic financial management in improving corporate financial resilience as well as identify relevant financial strategies in facing the challenges of digital disruption. Using a qualitative approach with case study methods on four companies across sectors, data was collected through in-depth interviews, document studies, and indirect observations. The results show that financial resilience is not only determined by the strength of the financial balance sheet, but also by the organization's ability to implement dynamic financial planning, make technology-based investments, manage capital structures flexibly, and integrate financial strategies with the direction of corporate digitalization. These findings emphasize the importance of the strategic role of the financial function as an innovation partner in designing long-term business policies and decisions. Therefore, strategic financial management is an important foundation in building a company's sustainability and competitive advantage in the era of disruption.