Genesis of the Digital Bank

Abstract

In the article are examined the basic trends and the content of transition period in the development of the banking sector of services, whose functioning undergoes substantial changes in the conditions of the folding ecosystem of the digital economy. The need for the introduction of essential correctives into the theory of banking is based, the promising trends of the displacement of credit establishments into the virtual space are illuminated, characteristic is given to the new bank products, which are folded of the within the framework decentralized system for control. The most important aspects of the creation of the model of digital bank and the key elements of strategy of its owner’s activity are revealed.